WRIA DBB vs Sola and Adaptive – Deductible Buy Back Deductible Buy Down Parametric Aircraft Airplane Insurance

Deductible Buy Back, this is B. I. G. !

Go B.I.G. (Build Loyalty + Increase Retention + Gain New Customers) with deductible buy back policies

Swipe or scroll the table to compare all four options.

COMPARE	PARAMETRICGREAT SPECIALTY OPTIONFast event-triggered protection	OFFER DEDUCTIBLE BUY BACKSAVINGS & PLANNING TOOLThe familiar deductible solution	ADAPTIVERESIDENTIAL DBBWind / hail deductible coverage	SOLAPARAMETRIC-TYPEResidential wind & hail
COVERAGE STYLE	Event / trigger based	Traditional Insurance process	Traditional follow-form insurance	Parametric-type Event triggered Roof ONLY
CUSTOMER EXPERIENCE	Trigger must be met	✓ Traditional claims process, not limited to a triggered event	Covered primary-policy loss; reimbursement follows primary settlement	Qualifying storm-data / event model
RESIDENTIAL	✓ Available by program	✓ Yes – down to $2,500	✓ Yes – as low as $2,500	✓ Yes
COMMERCIAL	✓ Available by program	✓ Yes – down to $5,000	Separate commercial DBB product available	Residential-focused
AGENT WORKFLOW	Online Workflow Available	✓ Quote • Apply • Bind • Submit	Online quoting, binding and policy issuance	Online residential workflow
SCALE / LIMIT	WRIA Capacity $10,000,000	✓ Capacity to $100,000,000 TIV	Residential maximum not stated on product page	$2,000 – $25,000 per structure
BEST USE	Fast catastrophe liquidity	✓ Lower a large deductible to a predictable amount	Reduce home wind, hail and hurricane deductibles	Smaller residential wind / hail gaps
BUSINESS FIT	Specialty tool	✓ Build Loyalty ✓ Increase Retention ✓ Gain Customers	Coverage A $250,000+; excludes manufactured/mobile homes	Residential niche

Adaptive column covers its residential product; commercial availability is noted separately. Sources: Adaptive residential product and commercial product, reviewed October 5, 2026.

TIV and Coverage A describe property values, not payout limits. Coverage, eligibility and limits are subject to the quote and policy.

✓ EASY TO EXPLAINLower the client's out-of-pocket deductible.

✓ EASY TO SELLFits the insurance conversation clients already know.

✓ EASY TO PLACEKeep Overlying Carrier and Lower Premiums