:root{
  --navy:#0d2f57;
  --navy-2:#123f71;
  --blue-soft:#eef5fb;
  --gold:#cfa84a;
  --ink:#172033;
  --muted:#667085;
  --line:#dbe3ec;
  --bg:#f5f8fb;
  --white:#fff;
  --green:#16794b;
  --red:#b42318;
  --shadow:0 12px 35px rgba(13,47,87,.10);
  --radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.5}
a{color:inherit}
.shell{width:min(1180px,calc(100% - 32px));margin:0 auto}
.topbar{background:var(--navy);color:#fff;font-size:13px}
.topbar-inner{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.topbar a{text-decoration:none;color:#fff}.topbar-actions{display:flex;gap:18px}
.brand-row{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:18px 0;background:#fff}
.site-header{background:#fff;box-shadow:0 1px 0 rgba(13,47,87,.08);position:relative;z-index:10}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand-shield{width:52px;height:58px;display:grid;place-items:center;color:#fff;background:var(--navy);font-weight:800;border-radius:10px 10px 18px 18px;letter-spacing:-1px}
.brand-copy{display:flex;flex-direction:column}.brand-copy strong{font-size:23px;color:var(--navy);line-height:1.05}.brand-copy small{font-size:13px;color:var(--muted);margin-top:5px;letter-spacing:.04em;text-transform:uppercase}
.header-portal-btn,.btn{display:inline-flex;align-items:center;justify-content:center;gap:7px;border-radius:10px;padding:11px 16px;text-decoration:none;font-weight:700;border:1px solid transparent;cursor:pointer}
.header-portal-btn,.btn-primary{background:var(--gold);color:#18202c}.btn-primary:hover,.header-portal-btn:hover{filter:brightness(.97)}
.btn-navy{background:var(--navy);color:#fff}.btn-outline{border-color:var(--navy);color:var(--navy);background:#fff}.btn-light{background:#fff;color:var(--navy)}
.portal-nav{background:#fff;border-top:1px solid #eef1f5}
.nav-inner{min-height:48px;display:flex;align-items:center}.nav-links{display:flex;align-items:center;gap:4px;flex-wrap:wrap}
.nav-links a{padding:12px 11px;text-decoration:none;font-size:14px;font-weight:700;color:#445066;border-bottom:3px solid transparent}.nav-links a:hover,.nav-links a.active{color:var(--navy);border-bottom-color:var(--gold)}
.nav-toggle{display:none}
.hero{background:linear-gradient(135deg,var(--navy),#174b80);color:#fff;padding:58px 0}
.hero-grid{display:grid;grid-template-columns:1.35fr .65fr;gap:34px;align-items:center}.kicker{display:inline-block;color:#ffe19a;font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;margin-bottom:12px}.hero h1{font-size:44px;line-height:1.05;margin:0 0 16px}.hero p{font-size:18px;color:rgba(255,255,255,.88);max-width:720px;margin:0}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.hero-panel{background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.18);border-radius:18px;padding:24px;backdrop-filter:blur(4px)}.hero-panel strong{display:block;font-size:18px;margin-bottom:8px}.hero-panel p{font-size:14px}.hero-panel .mini-links{display:grid;gap:10px;margin-top:18px}.hero-panel .mini-links a{background:#fff;color:var(--navy);border-radius:10px;padding:11px 13px;text-decoration:none;font-weight:700;font-size:14px}
.section{padding:42px 0}.section-tight{padding:28px 0}.section-heading{display:flex;justify-content:space-between;gap:20px;align-items:end;margin-bottom:18px}.section-heading h2{margin:0;color:var(--navy);font-size:28px}.section-heading p{margin:5px 0 0;color:var(--muted)}
.card-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.tool-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:0 7px 20px rgba(13,47,87,.05);display:flex;flex-direction:column;min-height:245px}.tool-card.featured{grid-column:span 2;background:linear-gradient(145deg,#fff,#f0f6fc);border-color:#b8cade}.card-eyebrow{font-size:11px;color:#6b7a90;font-weight:800;letter-spacing:.12em;margin-bottom:14px}.tool-card h3{font-size:21px;color:var(--navy);margin:0 0 10px}.tool-card p{margin:0 0 20px;color:var(--muted);font-size:14px}.tool-card .card-action{margin-top:auto;color:var(--navy);font-weight:800;text-decoration:none}.tool-card .card-action:hover{text-decoration:underline}
.promo-band{background:#fff}.promo-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.promo-card{border-radius:var(--radius);padding:26px;background:var(--navy);color:#fff;box-shadow:var(--shadow)}.promo-card:nth-child(even){background:#173f68}.promo-badge{display:inline-block;background:var(--gold);color:#172033;font-size:11px;font-weight:900;padding:5px 8px;border-radius:999px;margin-bottom:13px}.promo-card h3{font-size:24px;margin:0 0 10px}.promo-card p{margin:0 0 20px;color:rgba(255,255,255,.86)}
.page-hero{padding:38px 0 28px;background:#fff;border-bottom:1px solid var(--line)}.page-hero h1{font-size:36px;color:var(--navy);margin:0 0 8px}.page-hero p{margin:0;color:var(--muted);max-width:780px}.breadcrumb{font-size:12px;color:#7a879a;margin-bottom:9px}.breadcrumb a{text-decoration:none;color:var(--navy)}
.content-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 7px 20px rgba(13,47,87,.05)}
.notice{border-left:4px solid var(--gold);background:#fff7df;padding:14px 16px;border-radius:8px;color:#5b4a1c;margin:16px 0}.notice.info{border-left-color:#3973ad;background:#eef6ff;color:#27445f}.notice.warning{border-left-color:#b54708;background:#fff3e8;color:#6f3614}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.field.full{grid-column:1/-1}.field label{display:block;font-size:13px;font-weight:800;color:#344054;margin-bottom:6px}.field input,.field select,.field textarea{width:100%;padding:11px 12px;border:1px solid #cfd8e3;border-radius:9px;font:inherit;background:#fff;color:#172033}.field textarea{min-height:92px;resize:vertical}.field small{display:block;color:var(--muted);margin-top:5px}.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}
.library-toolbar{margin-bottom:16px}.search-input{width:min(520px,100%);padding:12px 14px;border:1px solid #cbd5e1;border-radius:10px;font-size:15px}.file-list{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}.file-row{display:flex;align-items:center;gap:13px;padding:14px 16px;text-decoration:none;border-bottom:1px solid #edf1f5}.file-row:last-child{border-bottom:0}.file-row:hover{background:#f7fafd}.file-badge{width:54px;text-align:center;font-size:11px;font-weight:900;background:#eaf1f8;color:var(--navy);padding:7px;border-radius:8px}.file-copy{display:flex;flex-direction:column;min-width:0;flex:1}.file-copy strong{color:var(--navy);word-break:break-word}.file-copy small{color:var(--muted);font-size:12px;margin-top:2px}.file-open{font-size:13px;font-weight:800;color:var(--navy)}.empty-state{padding:26px;border:1px dashed #b9c5d3;border-radius:12px;background:#fff;color:var(--muted)}
.claim-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.contact-tile{padding:22px;border:1px solid var(--line);border-radius:14px;background:#fff}.contact-tile small{display:block;color:var(--muted);font-weight:700;text-transform:uppercase;letter-spacing:.08em}.contact-tile strong{display:block;color:var(--navy);font-size:23px;margin-top:6px}.steps{counter-reset:step;display:grid;gap:13px}.step{position:relative;padding:17px 18px 17px 58px;border:1px solid var(--line);border-radius:12px;background:#fff}.step:before{counter-increment:step;content:counter(step);position:absolute;left:17px;top:16px;width:28px;height:28px;display:grid;place-items:center;border-radius:50%;background:var(--navy);color:#fff;font-weight:800}
.site-footer{background:#0a2748;color:#dce6f0;margin-top:46px;padding:30px 0}.footer-grid{display:grid;grid-template-columns:1.2fr .7fr 1fr;gap:20px;align-items:start}.site-footer p{margin:5px 0 0;color:#afc0d0;font-size:13px}.site-footer a{color:#fff;text-decoration:none}.footer-right{text-align:right;font-size:13px;color:#afc0d0}

/* comparison center */
.compare-layout{display:grid;grid-template-columns:1fr 280px;gap:20px;align-items:start}.compare-main{min-width:0}.side-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;position:sticky;top:16px}.side-card h3{color:var(--navy);margin:0 0 10px}.side-card p{font-size:13px;color:var(--muted)}.side-links{display:grid;gap:8px}.side-links a,.side-links button{display:block;text-align:left;width:100%;padding:10px 11px;border:1px solid var(--line);background:#fff;border-radius:8px;text-decoration:none;color:var(--navy);font-weight:700;cursor:pointer}
.compare-block{margin-bottom:18px}.compare-block h2{color:var(--navy);font-size:20px;margin:0 0 14px}.comparison-input-grid{display:grid;grid-template-columns:repeat(5,minmax(170px,1fr));gap:12px;overflow-x:auto;padding-bottom:6px}.comparison-column{border:1px solid var(--line);border-radius:12px;padding:14px;background:#fbfdff}.comparison-column h3{margin:0 0 10px;color:var(--navy);font-size:15px}.comparison-column .field{margin-bottom:10px}.comparison-column .field:last-child{margin-bottom:0}
.results-wrap{overflow:auto;border:1px solid var(--line);border-radius:12px;background:#fff}.results-table{border-collapse:collapse;width:100%;min-width:1020px}.results-table th,.results-table td{border-bottom:1px solid #e7edf3;border-right:1px solid #edf1f5;padding:10px 11px;text-align:right;font-size:13px}.results-table th:first-child,.results-table td:first-child{text-align:left;position:sticky;left:0;background:#fff;z-index:2;min-width:240px}.results-table thead th,.results-table thead td{background:var(--navy);color:#fff;font-weight:800}.results-table thead th:first-child,.results-table thead td:first-child{background:var(--navy)}.results-table .positive{color:var(--green);font-weight:800}.results-table .negative{color:var(--red);font-weight:800}.results-table .best{background:#eaf8ef;font-weight:900;color:#11643f}.agent-sheet-header{display:flex;align-items:center;justify-content:space-between;gap:20px;border-bottom:2px solid var(--navy);padding-bottom:14px;margin-bottom:16px}.agent-brand{display:flex;align-items:center;gap:14px}.agent-logo{width:100px;height:62px;object-fit:contain;border-radius:6px;display:none}.agent-brand-text strong{display:block;font-size:20px;color:var(--navy)}.agent-brand-text span{display:block;font-size:12px;color:var(--muted)}.sheet-title{text-align:right}.sheet-title strong{display:block;color:var(--navy);font-size:18px}.sheet-title span{font-size:12px;color:var(--muted)}
.saved-list{display:grid;gap:10px}.saved-item{border:1px solid var(--line);border-radius:10px;padding:12px;background:#fff;display:flex;justify-content:space-between;gap:12px;align-items:center}.saved-item strong{display:block;color:var(--navy)}.saved-item small{color:var(--muted)}.saved-actions{display:flex;gap:6px}.saved-actions button{border:1px solid var(--line);background:#fff;padding:6px 8px;border-radius:7px;cursor:pointer;font-weight:700;color:var(--navy)}
.profile-preview{display:flex;align-items:center;gap:18px;padding:18px;border:1px solid var(--line);border-radius:12px;background:#fbfdff}.profile-preview img{width:120px;height:80px;object-fit:contain;background:#fff;border:1px solid var(--line);border-radius:8px;display:none}.profile-preview strong{display:block;color:var(--navy);font-size:20px}.profile-preview span{display:block;color:var(--muted);font-size:13px}

@media(max-width:980px){.card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.tool-card.featured{grid-column:span 2}.hero-grid{grid-template-columns:1fr}.compare-layout{grid-template-columns:1fr}.side-card{position:static}.footer-grid{grid-template-columns:1fr 1fr}.footer-right{text-align:left}.comparison-input-grid{grid-template-columns:repeat(5,190px)}}
@media(max-width:700px){.shell{width:min(100% - 22px,1180px)}.topbar-actions a:last-child{display:none}.brand-row{padding:14px 0}.brand-copy strong{font-size:19px}.brand-shield{width:45px;height:50px}.header-portal-btn{display:none}.nav-inner{display:block;padding:8px 0}.nav-toggle{display:block;width:100%;border:1px solid var(--line);background:#fff;color:var(--navy);padding:9px;border-radius:8px;font-weight:800}.nav-links{display:none;padding-top:7px}.nav-links.open{display:grid}.nav-links a{padding:10px;border-bottom:0}.hero{padding:38px 0}.hero h1{font-size:34px}.hero p{font-size:16px}.card-grid,.promo-grid,.claim-grid,.form-grid{grid-template-columns:1fr}.tool-card.featured{grid-column:auto}.section{padding:30px 0}.page-hero h1{font-size:30px}.footer-grid{grid-template-columns:1fr}.file-open{display:none}.agent-sheet-header{align-items:flex-start;flex-direction:column}.sheet-title{text-align:left}}

@media print{
  @page{size:letter landscape;margin:.32in}
  body{background:#fff;font-size:10pt;-webkit-print-color-adjust:exact;print-color-adjust:exact}
  .site-header,.site-footer,.no-print,.side-card,.page-hero,.compare-input-area,.notice{display:none!important}
  .shell{width:100%;max-width:none}.section{padding:0}.content-card{border:0;box-shadow:none;padding:0}.results-wrap{border:0;overflow:visible}.results-table{min-width:0;width:100%}.results-table th,.results-table td{padding:6px 7px;font-size:8.5pt}.results-table th:first-child,.results-table td:first-child{position:static}.agent-logo{display:block!important;max-width:1.35in;max-height:.65in}.agent-sheet-header{margin-bottom:10px}.print-disclaimer{display:block!important;font-size:7.5pt;color:#555;margin-top:12px}
}