Wind/Hail Deductible Buy Back
A Deductible Buy Back policy (DDB policy) can help reduce your out-of-pocket cost if you have a covered wind or hail claim. If your property value is over $900,000 the savings in premium may pay for the cost of the DBB policy and save you premium too!
Keep your current agent
Lower your wind/hail deductible
Lower your Insurance Premiums
Immediate Quote (888) 528-0700
Lower your wind/hail deductible
Lower your Insurance Premiums
Immediate Quote (888) 528-0700
Who is Will Rogers Insurance?
Will Rogers Insurance was established in August 1993 as a property and casualty insurance agency. More Info…
How does deductible buy back work?
1. Your current policy
Your home or property policy has an underlying wind/hail deductible. That deductible may be a percentage of Coverage A or a specific dollar amount.
Your home or property policy has an underlying wind/hail deductible. That deductible may be a percentage of Coverage A or a specific dollar amount.
2. Add deductible buy back
You request a quote for a separate policy designed to pay a portion of your deductible after a covered wind or hail claim.
You request a quote for a separate policy designed to pay a portion of your deductible after a covered wind or hail claim.
3. Reduce your out-of-pocket risk
If you have a wind or hail claim, the deductible buy back policy helps you save thousands of dollars.
If you have a wind or hail claim, the deductible buy back policy helps you save thousands of dollars.
How to save the most money:
Ask your current agent to quote your policy with 2%, 3%, 4%, and 5% wind/hail deductibles.
The higher deductible the lower your annual premium. Many times the savings in premium pays for the DBB policy. We often find the best value is with a 4% or 5% deductible, then add a deductible DBB policy to reduce your out of pocket in the event of a loss.
Ask your current agent to quote your policy with 2%, 3%, 4%, and 5% wind/hail deductibles.
The higher deductible the lower your annual premium. Many times the savings in premium pays for the DBB policy. We often find the best value is with a 4% or 5% deductible, then add a deductible DBB policy to reduce your out of pocket in the event of a loss.
Need help now? Call (888) 528-0700 for an immediate quote.